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  Mortgage Disclosure Improvement Act - MDIA TIL  
  MDIA Disclosure Requirements  
     
  Home Valuation Code of Conduct (HVCC)  
  For applications dated on or after May 1, 2009 the conventional appraisal must be ordered by us. To order an appraisal click here.  
     
  New RESPA Rule FAQs Updated 1--28-10  
 
 
  Turn Times: .  
 
  • Underwriting: 4 days
  • Review of conditions: 2 days
  • Docs: 2 days
  • Funding: 1 days
    
  Some loans may take longer depending on the complexity and condition of the submitted file.  
 
 
 
Your wholesale source for:
  • FHA/VA
  • FHA 203K
  • FHA 203K Streamline
  • USDA Rural Development
  • Conventional
  • Fannie & Freddie High Balance
  • Non-Conforming
  • CalPERS
  • CalSTRS
  • CalHFA
  • ACCESS
  • FirstHouse
  • Down Payment Assistance
  • Reverse Mortgages
 
 
 
  Brokers have asked us where they can find processing and underwriting guidelines. Here are two very good sources.  
  AllRegs ADFITECH  
 
  • FHA/VA
  • Fannie Mae & Freddie Mac
  • CalPERS
  • USDA Rural Development
  • FHA/VA
  • Fannie Mae & Freddie Mac
  
 
   
   
   
     
 
 
 
Sierra Pacific Home Loans, Inc. is a Fannie Mae, Freddie Mac, FHA, VA, USDA Rural Development Loans, California Housing Finance Agency, California Public Employees Retirement System Member Home Loan Program, California State Teachers Retirement System Home Loan Program, major banks and other mortgage investors lender.
 
 
 
 
Copyrighted 1994-2008 Sierra Pacific Home Loans, Inc.
7480 North Palm Avenue, Suite 103, Fresno, CA 93711-5729
(888) 478-3727 - (559) 224.3300 - (559) 224-0961 Fax
Real Estate Broker Lic # 00745743, California Dept of Real Estate
Consumer Finance Lender Lic # 607-0373, California Dept. of Corporations